Alabama
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.ador.state.al.us/motorvehicle/index.html
DMV Phone Number
334-242-9000
Insurance Regulator Website
Alaska
Required Limit For Bodily Injury For 1 Person
$50,000
Required Limit For Bodily Injury For Multiple People
$100,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.doa.alaska.gov/DMV/DMVhome.htm
DMV Phone Number
907-269-5590
Insurance Regulator Website
Arizona
Required Limit For Bodily Injury For 1 Person
$15,000
Required Limit For Bodily Injury For Multiple People
$30,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
1-800-251-5866
Insurance Regulator Website
Arkansas
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.dfa.arkansas.gov/pages/default.aspx
DMV Phone Number
501-682-4692
Insurance Regulator Website
California
Required Limit For Bodily Injury For 1 Person
$15,000
Required Limit For Bodily Injury For Multiple People
$30,000
Required Limit For Property Damage
$5,000
Other Requirements/notes
Required Limits For Drivers In The California Automobile Assigned Risk Plan Are $10,000/$20,000/$3,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.DMV.ca.gov/portal/home/DMV.htm
DMV Phone Number
1-800-777-0133
Insurance Regulator Website
Colorado
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$15,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
303-205-5600
Insurance Regulator Website
Connecticut
Required Limit For Bodily Injury For 1 Person
$20,000
Required Limit For Bodily Injury For Multiple People
$40,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.ct.gov/DMV/site/default.asp
DMV Phone Number
1-800-842-8222
Insurance Regulator Website
Delaware
Required Limit For Bodily Injury For 1 Person
$15,000
Required Limit For Bodily Injury For Multiple People
$30,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Personal Injury Protection: $15,000/$30,000
Tort Add-on System: The Driver Who Is At Fault Will Be Responsible For All Damages. But The Injured Party May Also Receive Pip Benefits Up To The Limit.
DMV Website
DMV Phone Number
302-739-4421
Insurance Regulator Website
Florida
Required Limit For Bodily Injury For 1 Person
Not Required
Required Limit For Bodily Injury For Multiple People
Not Required
Required Limit For Property Damage
$10,000
Other Requirements/notes
Personal Injury Protection: $10,000
No-fault System: Your Insurance Company Will Make Payments For Your Injury Claims Regardless Of Fault, Up To A Specified Limit.
DMV Website
DMV Phone Number
850-617-2000
Insurance Regulator Website
Georgia
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.ga.gov/00/channel_title/0,2094,4802_4963,00.html
DMV Phone Number
1-800-436-7442
Insurance Regulator Website
Hawaii
Required Limit For Bodily Injury For 1 Person
$20,000
Required Limit For Bodily Injury For Multiple People
$40,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Personal Injury Protection Or Managed Care: $10,000
No-fault System: Your Insurance Company Will Make Payments For Your Injury Claims Regardless Of Fault, Up To A Specified Limit.
DMV Website
DMV Phone Number
808-532-7700
Insurance Regulator Website
Idaho
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$15,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.itd.idaho.gov/DMV/index.htm
DMV Phone Number
208-334-8773
Insurance Regulator Website
Illinois
Required Limit For Bodily Injury For 1 Person
$20,000
Required Limit For Bodily Injury For Multiple People
$40,000
Required Limit For Property Damage
$15,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $20,000/$40,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.sos.state.il.us/services/services_motorists.html
DMV Phone Number
1-800-252-8980
Insurance Regulator Website
Indiana
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
317-233-6000
Insurance Regulator Website
Iowa
Required Limit For Bodily Injury For 1 Person
$20,000
Required Limit For Bodily Injury For Multiple People
$40,000
Required Limit For Property Damage
$15,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
1-800-532-1121
Insurance Regulator Website
Kansas
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000
Personal Injury Protection: $4,500 (medical) / $900 (work Loss
No-fault System: Your Insurance Company Will Make Payments For Your Injury Claims Regardless Of Fault, Up To A Specified Limit.
DMV Website
DMV Phone Number
785-296-3963
Insurance Regulator Website
Kentucky
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Personal Injury Protection: $10,000 (if The Insured Chooses To Apply The No Fault System)
Choice No-fault System: Drivers May Reject The No-fault System And Retain The Right To Sue (tort System) For Auto-related Injuries.
DMV Website
DMV Phone Number
502-564-3630
Insurance Regulator Website
Louisiana
Required Limit For Bodily Injury For 1 Person
$15,000
Required Limit For Bodily Injury For Multiple People
$30,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
225-925-6146
Insurance Regulator Website
Maine
Required Limit For Bodily Injury For 1 Person
$50,000
Required Limit For Bodily Injury For Multiple People
$100,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $50,000/$100,000 Medical Payments: $1,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
207-287-9000
Insurance Regulator Website
Maryland
Required Limit For Bodily Injury For 1 Person
$20,000
Required Limit For Bodily Injury For Multiple People
$40,000
Required Limit For Property Damage
$15,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $20,000/$40,000 Uninsured Motorist Property Damage: $15,000 Personal Injury Protection: $2,500
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
1-800-950-1682
Insurance Regulator Website
Massachusetts
Required Limit For Bodily Injury For 1 Person
$20,000
Required Limit For Bodily Injury For Multiple People
$40,000
Required Limit For Property Damage
$5,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $20,000/$40,000
Personal Injury Protection: $8,000
No-fault System: Your Insurance Company Will Make Payments For Your Injury Claims Regardless Of Fault, Up To A Specified Limit.
DMV Website
DMV Phone Number
617-351-9213
Insurance Regulator Website
Michigan
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$40,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Personal Property Protection: $1,000,000
Personal Injury Protection: Must Purchase Medical & Work Loss
No-fault System: Your Insurance Company Will Make Payments For Your Injury Claims Regardless Of Fault, Up To A Specified Limit.
DMV Website
DMV Phone Number
517-322-1624
Insurance Regulator Website
Minnesota
Required Limit For Bodily Injury For 1 Person
$30,000
Required Limit For Bodily Injury For Multiple People
$60,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000
Personal Injury Protection: $40,000
No-fault System: Your Insurance Company Will Make Payments For Your Injury Claims Regardless Of Fault, Up To A Specified Limit.
DMV Website
www.dps.state.mn.us/dvs/index.html
DMV Phone Number
651-296-6911
Insurance Regulator Website
Mississippi
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.dps.state.ms.us/dps/dps.nsf/webpages/dlinfo_driverlocation location?opendocument
DMV Phone Number
601-987-1212
Insurance Regulator Website
Missouri
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
573-751-4600
Insurance Regulator Website
Montana
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.doj.mt.gov/driving/default.asp
DMV Phone Number
406-444-3288
Insurance Regulator Website
Nebraska
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
402-471-2281
Insurance Regulator Website
Nevada
Required Limit For Bodily Injury For 1 Person
$15,000
Required Limit For Bodily Injury For Multiple People
$30,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
1-800-992-0900
Insurance Regulator Website
New Hampshire
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000 Medical Payments: $1,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
Note: New Hampshire Does Not Have Compulsory Car Insurance Liability Laws. Instead It Has A Financial Responsibility Law That Requires All Motorists To Have Insurance Or To Have Enough Money To Pay For Damages To Others That May Be Caused By A Motor Vehicle. Most New Hampshire Drivers Choose To Satisfy These Requirements By Purchasing Auto Insurance. The Listed Numbers Are What Is Recommended.
DMV Website
www.nh.gov/safety/divisions/DMV
DMV Phone Number
603-271-2589
Insurance Regulator Website
New Jersey
Required Limit For Bodily Injury For 1 Person:
$15,000
Required Limit For Bodily Injury For Multiple People:
$30,000
Required Limit For Property Damage:
$5,000
Other Requirements/notes
Basic Policy Property Damage Liability: $5,000 Limit Personal Injury Protection: $15,000 Limit
Standard Policy Bodily Injury Liability: $15,000/$30,000 Limit Property Damage Liability: $5,000 Limit Uninsured/underinsured Motorist Bodily Injury: $15,000/$30,000 Limit Uninsured Motorist Property Damage: $5,000 Limit Personal Injury Protection: $15,000 Limit
Note: Both Basic And Standard Policies Include $250,000 Pip Limit For Permanent Or Significant Injury.
Choice No-fault System: Drivers May Reject The No-fault System And Retain The Right To Sue (tort System) For Auto-related Injuries.
DMV Website
DMV Phone Number
609-292-6500
Insurance Regulator Website
New Mexico
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
1-888-683-4636
Insurance Regulator Website
New York
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000
Personal Injury Protection: $50,000
No-fault System: Your Insurance Company Will Make Payments For Your Injury Claims Regardless Of Fault, Up To A Specified Limit.
DMV Website
DMV Phone Number
518-473-5595
Insurance Regulator Website
North Carolina
Required Limit For Bodily Injury For 1 Person
$30,000
Required Limit For Bodily Injury For Multiple People
$60,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Uninsured Motorist Bodily Injury: $30,000/$60,000 Uninsured Motorist Property Damage: $25,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
919-715-7000
Insurance Regulator Website
North Dakota
Required Limit For Bodily Injury For 1 Person
$20,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000
Personal Injury Protection: $30,000
No-fault System: Your Insurance Company Will Make Payments For Your Injury Claims Regardless Of Fault, Up To A Specified Limit.
DMV Website
DMV Phone Number
701-328-2500
Insurance Regulator Website
Ohio
Required Limit For Bodily Injury For 1 Person
$12,500
Required Limit For Bodily Injury For Multiple People
$25,000
Required Limit For Property Damage
$7,500
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
614-752-7500
Insurance Regulator Website
Oklahoma
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
405-425-7709
Insurance Regulator Website
Oregon
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$20,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000 Personal Injury Protection: $15,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
503-945-5000
Insurance Regulator Website
Pennsylvania
Required Limit For Bodily Injury For 1 Person
$15,000
Required Limit For Bodily Injury For Multiple People
$30,000
Required Limit For Property Damage
$5,000
Other Requirements/notes
First Party Benefits (pip): $5,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
1-800-932-4600
Insurance Regulator Website
www.insurance.pa.gov/portal/server.pt/community/ insurance_department/4679
Rhode Island
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
401-462-5747
Insurance Regulator Website
South Carolina
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Uninsured Motorist Bodily Injury: $25,000/$50,000 Uninsured Motorist Property Damage: $25,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.scDMVonline.com/DMVnew/default.aspx
DMV Phone Number
803-251-2940
Insurance Regulator Website
South Dakota
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
1-800-952-3696
Insurance Regulator Website
Tennessee
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$15,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
615-251-5216
Insurance Regulator Website
Texas
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$25,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.txdps.state.tx.us/driverlicense/index.htm
DMV Phone Number
512-465-7611
Insurance Regulator Website
Utah
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$65,000
Required Limit For Property Damage
$15,000
Other Requirements/notes
Personal Injury Protection: $3,000
No-fault System: Your Insurance Company Will Make Payments For Your Injury Claims Regardless Of Fault, Up To A Specified Limit.
DMV Website
DMV Phone Number
1-800-368-8824
Insurance Regulator Website
Vermont
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $50,000/$100,000 Uninsured Motorist Property Damage: $10,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
802-828-2000
Insurance Regulator Website
Virginia
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$20,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000 Uninsured/underinsured Motorist Property Damage: $20,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
804-497-7100
Insurance Regulator Website
Washington
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
360-902-3900
Insurance Regulator Website
Washington D.C.
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $25,000/$50,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
202-737-4404
Insurance Regulator Website
West Virginia
Required Limit For Bodily Injury For 1 Person
$20,000
Required Limit For Bodily Injury For Multiple People
$40,000
Required Limit For Property Damage
$10,000
Other Requirements/notes
Uninsured Motorist Bodily Injury: $25,000/$40,000 Uninsured Motorist Property Damage: $10,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.transportation.wv.gov/DMV/pages/default.aspx
DMV Phone Number
304-558-3900
Insurance Regulator Website
Wisconsin
Required Limit For Bodily Injury For 1 Person
$50,000
Required Limit For Bodily Injury For Multiple People
$100,000
Required Limit For Property Damage
$15,000
Other Requirements/notes
Uninsured/underinsured Motorist Bodily Injury: $100,000/$300,000
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
www.dot.state.wi.us/drivers/index.htm
DMV Phone Number
608-266-2353
Insurance Regulator Website
Wyoming
Required Limit For Bodily Injury For 1 Person
$25,000
Required Limit For Bodily Injury For Multiple People
$50,000
Required Limit For Property Damage
$20,000
Other Requirements/notes
Tort System: The Driver Who Is At Fault Will Be Responsible For All Damages.
DMV Website
DMV Phone Number
307-777-4800